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ADULT: OFF HOME DIRECTORY SEARCH RANDOM POLL MAKE A POLL

MTPLoans

Do you need to borrow money but don't like the idea of paying it all back at once? Many people need some extra cash for emergencies or a large purchase but are unaware of the options available. If you're in a hurry to get some quick cash, researching all the different options and choices might simply be impossible. However, installment loans are quick, simple and will give you the financial flexibility that you really need. https://www.mtploans.com/
Are you currently employed?
No.
Yes.
Prefer not to say.
If you answered yes to Question 1, are you employed full-time?
Rather not say.
It fluctuates.
No, only part-time.
Yes.
If you are not employed, do you receive a minimum $1000/month?
Yes.
No.
Prefer not to say.
I answered.
Is your pay direct deposited into your account?
No, I still get paid by check.
Yes.
Not applicable.
What would you say your credit is like?
Good.
Prefer not to say.
Excellent.
I have not credit.
Bad.
Fair.
How much debt to you have?
I have not debt
$30,000 - $50,000
$50,000 +
Prefer not to say.
Less than $30,000
Less than $10,000
Do you have credit cards?
I cannot get one.
Yes, too many!
I have one or two.
I do not want one.
Do you have a car loan?
I don’t own a car.
No.
Prefer not to say.
Yes.
Do you rent or own your home?
Rent.
Own.
Do you often need money for emergencies?
All the time.
Maybe once or twice a year
Never.
Occasionally.
When you have an emergency, where do you get the money you need?
I get a payday loan.
Does not apply.
I have savings for a rainy day.
Somehow I figure it out.
I borrow it from mom and dad.
I take a cash advance from my credit card.
I try getting an installment loan but I get denied.
What type of emergencies do you typically encounter?
Pet issues and accidents.
Not applicable.
Sometimes I need to make a large purchase but do not have enough money.
Car troubles.
Not sure, it varies.
Injury and not enough health insurance.
How much do you typically need to borrow?
Less than $5000
I never need to borrow money for anything.
Less than $2500
$5000 +
Less than $1000
When you apply for a loan or credit card, do you usually get approved?
Sometimes, depends on the financial institution.
What’s an approval?
Yes, always.
Rather not say.
When you apply for a loan or credit, how do you usually apply?
In-person at my bank.
On the financial institutions website
Over the phone.
On my bank’s website.
I never apply for a loan.
It depends.
If you typically apply online, how would you rate the application process?
It is long and complicated so I often do not complete it.
Does not apply.
do not remember.
confusing and not very user-friendly.
okay.
How fast is the approval process?
It would be nice if it was instant.
It varies.
Around 1 or 2 business days.
Does not apply.
It takes forever.
Which form of credit do you prefer?
No credit is good.
Any credit is fine.
Credit cards.
Does not apply.
Installment loan
Revolving loan.
If you have ever needed a loan, have you taken out a payday loan?
Yes, I hate them.
I have never needed a loan
No, I would never even consider it.
Would an installment loan be a better choice for someone with bad credit?
Not sure.
Yes. It will make it easier for the borrower to pay back the funds.
No. Someone with bad credit should not be borrowing any money.
Is it better to have an instant online approval instead of waiting for a few days?
No. Banks should take their time to assess the risk.
Not sure.
Yes. At least you will know right away.
If you had a financial emergency today, how would you pay for it?
Not sure.
Take it from my savings account.
Sell something.
Try borrowing money.
If you could quickly get approved for an installment loan today, would you give it a try?
Not sure.
Possibly, depends if I need the cash.
No way.
Yes!
This poll was created on 2017-07-08 01:52:24 by MTPLoans