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Do you need to borrow money but don't like the idea of paying it all back at once? Many people need some extra cash for emergencies or a large purchase but are unaware of the options available. If you're in a hurry to get some quick cash, researching all the different options and choices might simply be impossible. However, installment loans are quick, simple and will give you the financial flexibility that you really need. https://www.mtploans.com/
Are you currently employed?
Prefer not to say.
If you answered yes to Question 1, are you employed full-time?
It fluctuates.
Rather not say.
No, only part-time.
If you are not employed, do you receive a minimum $1000/month?
Prefer not to say.
I answered.
Is your pay direct deposited into your account?
No, I still get paid by check.
Not applicable.
What would you say your credit is like?
Prefer not to say.
I have not credit.
How much debt to you have?
$30,000 - $50,000
I have not debt
Prefer not to say.
Less than $10,000
Less than $30,000
$50,000 +
Do you have credit cards?
I have one or two.
Yes, too many!
I do not want one.
I cannot get one.
Do you have a car loan?
Prefer not to say.
I don’t own a car.
Do you rent or own your home?
Do you often need money for emergencies?
All the time.
Maybe once or twice a year
When you have an emergency, where do you get the money you need?
I try getting an installment loan but I get denied.
Does not apply.
I take a cash advance from my credit card.
I get a payday loan.
I have savings for a rainy day.
Somehow I figure it out.
I borrow it from mom and dad.
What type of emergencies do you typically encounter?
Sometimes I need to make a large purchase but do not have enough money.
Pet issues and accidents.
Not sure, it varies.
Car troubles.
Not applicable.
Injury and not enough health insurance.
How much do you typically need to borrow?
Less than $1000
I never need to borrow money for anything.
$5000 +
Less than $2500
Less than $5000
When you apply for a loan or credit card, do you usually get approved?
What’s an approval?
Sometimes, depends on the financial institution.
Yes, always.
Rather not say.
When you apply for a loan or credit, how do you usually apply?
It depends.
On my bank’s website.
I never apply for a loan.
In-person at my bank.
Over the phone.
On the financial institutions website
If you typically apply online, how would you rate the application process?
Does not apply.
confusing and not very user-friendly.
do not remember.
It is long and complicated so I often do not complete it.
How fast is the approval process?
Around 1 or 2 business days.
Does not apply.
It takes forever.
It would be nice if it was instant.
It varies.
Which form of credit do you prefer?
Does not apply.
Any credit is fine.
No credit is good.
Installment loan
Revolving loan.
Credit cards.
If you have ever needed a loan, have you taken out a payday loan?
No, I would never even consider it.
I have never needed a loan
Yes, I hate them.
Would an installment loan be a better choice for someone with bad credit?
Not sure.
Yes. It will make it easier for the borrower to pay back the funds.
No. Someone with bad credit should not be borrowing any money.
Is it better to have an instant online approval instead of waiting for a few days?
No. Banks should take their time to assess the risk.
Not sure.
Yes. At least you will know right away.
If you had a financial emergency today, how would you pay for it?
Try borrowing money.
Not sure.
Sell something.
Take it from my savings account.
If you could quickly get approved for an installment loan today, would you give it a try?
No way.
Possibly, depends if I need the cash.
Not sure.
This poll was created on 2017-07-08 01:52:24 by MTPLoans