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Do you need to borrow money but don't like the idea of paying it all back at once? Many people need some extra cash for emergencies or a large purchase but are unaware of the options available. If you're in a hurry to get some quick cash, researching all the different options and choices might simply be impossible. However, installment loans are quick, simple and will give you the financial flexibility that you really need. https://www.mtploans.com/
Are you currently employed?
Prefer not to say.
If you answered yes to Question 1, are you employed full-time?
It fluctuates.
Rather not say.
No, only part-time.
If you are not employed, do you receive a minimum $1000/month?
Prefer not to say.
I answered.
Is your pay direct deposited into your account?
No, I still get paid by check.
Not applicable.
What would you say your credit is like?
I have not credit.
Prefer not to say.
How much debt to you have?
Prefer not to say.
I have not debt
Less than $10,000
$30,000 - $50,000
$50,000 +
Less than $30,000
Do you have credit cards?
Yes, too many!
I do not want one.
I cannot get one.
I have one or two.
Do you have a car loan?
I don’t own a car.
Prefer not to say.
Do you rent or own your home?
Do you often need money for emergencies?
All the time.
Maybe once or twice a year
When you have an emergency, where do you get the money you need?
I borrow it from mom and dad.
Somehow I figure it out.
I get a payday loan.
Does not apply.
I have savings for a rainy day.
I try getting an installment loan but I get denied.
I take a cash advance from my credit card.
What type of emergencies do you typically encounter?
Injury and not enough health insurance.
Not sure, it varies.
Car troubles.
Not applicable.
Sometimes I need to make a large purchase but do not have enough money.
Pet issues and accidents.
How much do you typically need to borrow?
Less than $5000
I never need to borrow money for anything.
Less than $2500
Less than $1000
$5000 +
When you apply for a loan or credit card, do you usually get approved?
Sometimes, depends on the financial institution.
Rather not say.
Yes, always.
What’s an approval?
When you apply for a loan or credit, how do you usually apply?
Over the phone.
On the financial institutions website
It depends.
On my bank’s website.
I never apply for a loan.
In-person at my bank.
If you typically apply online, how would you rate the application process?
do not remember.
It is long and complicated so I often do not complete it.
confusing and not very user-friendly.
Does not apply.
How fast is the approval process?
It would be nice if it was instant.
It varies.
Around 1 or 2 business days.
It takes forever.
Does not apply.
Which form of credit do you prefer?
Any credit is fine.
Revolving loan.
Credit cards.
Does not apply.
Installment loan
No credit is good.
If you have ever needed a loan, have you taken out a payday loan?
I have never needed a loan
Yes, I hate them.
No, I would never even consider it.
Would an installment loan be a better choice for someone with bad credit?
Yes. It will make it easier for the borrower to pay back the funds.
No. Someone with bad credit should not be borrowing any money.
Not sure.
Is it better to have an instant online approval instead of waiting for a few days?
Yes. At least you will know right away.
No. Banks should take their time to assess the risk.
Not sure.
If you had a financial emergency today, how would you pay for it?
Try borrowing money.
Take it from my savings account.
Not sure.
Sell something.
If you could quickly get approved for an installment loan today, would you give it a try?
Possibly, depends if I need the cash.
No way.
Not sure.
This poll was created on 2017-07-08 01:52:24 by MTPLoans