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Do you need to borrow money but don't like the idea of paying it all back at once? Many people need some extra cash for emergencies or a large purchase but are unaware of the options available. If you're in a hurry to get some quick cash, researching all the different options and choices might simply be impossible. However, installment loans are quick, simple and will give you the financial flexibility that you really need. https://www.mtploans.com/
Are you currently employed?
Prefer not to say.
If you answered yes to Question 1, are you employed full-time?
Rather not say.
No, only part-time.
It fluctuates.
If you are not employed, do you receive a minimum $1000/month?
Prefer not to say.
I answered.
Is your pay direct deposited into your account?
Not applicable.
No, I still get paid by check.
What would you say your credit is like?
I have not credit.
Prefer not to say.
How much debt to you have?
Less than $10,000
Less than $30,000
I have not debt
Prefer not to say.
$50,000 +
$30,000 - $50,000
Do you have credit cards?
I have one or two.
Yes, too many!
I do not want one.
I cannot get one.
Do you have a car loan?
I don’t own a car.
Prefer not to say.
Do you rent or own your home?
Do you often need money for emergencies?
All the time.
Maybe once or twice a year
When you have an emergency, where do you get the money you need?
I have savings for a rainy day.
I try getting an installment loan but I get denied.
I get a payday loan.
I borrow it from mom and dad.
I take a cash advance from my credit card.
Does not apply.
Somehow I figure it out.
What type of emergencies do you typically encounter?
Car troubles.
Not sure, it varies.
Not applicable.
Injury and not enough health insurance.
Pet issues and accidents.
Sometimes I need to make a large purchase but do not have enough money.
How much do you typically need to borrow?
Less than $5000
I never need to borrow money for anything.
$5000 +
Less than $1000
Less than $2500
When you apply for a loan or credit card, do you usually get approved?
Rather not say.
Sometimes, depends on the financial institution.
Yes, always.
What’s an approval?
When you apply for a loan or credit, how do you usually apply?
On my bank’s website.
Over the phone.
On the financial institutions website
In-person at my bank.
I never apply for a loan.
It depends.
If you typically apply online, how would you rate the application process?
confusing and not very user-friendly.
It is long and complicated so I often do not complete it.
Does not apply.
do not remember.
How fast is the approval process?
Around 1 or 2 business days.
Does not apply.
It takes forever.
It varies.
It would be nice if it was instant.
Which form of credit do you prefer?
Installment loan
Revolving loan.
Credit cards.
No credit is good.
Does not apply.
Any credit is fine.
If you have ever needed a loan, have you taken out a payday loan?
Yes, I hate them.
I have never needed a loan
No, I would never even consider it.
Would an installment loan be a better choice for someone with bad credit?
Not sure.
No. Someone with bad credit should not be borrowing any money.
Yes. It will make it easier for the borrower to pay back the funds.
Is it better to have an instant online approval instead of waiting for a few days?
Yes. At least you will know right away.
No. Banks should take their time to assess the risk.
Not sure.
If you had a financial emergency today, how would you pay for it?
Not sure.
Try borrowing money.
Sell something.
Take it from my savings account.
If you could quickly get approved for an installment loan today, would you give it a try?
No way.
Not sure.
Possibly, depends if I need the cash.
This poll was created on 2017-07-08 01:52:24 by MTPLoans