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Do you need to borrow money but don't like the idea of paying it all back at once? Many people need some extra cash for emergencies or a large purchase but are unaware of the options available. If you're in a hurry to get some quick cash, researching all the different options and choices might simply be impossible. However, installment loans are quick, simple and will give you the financial flexibility that you really need. https://www.mtploans.com/
Are you currently employed?
Prefer not to say.
If you answered yes to Question 1, are you employed full-time?
No, only part-time.
It fluctuates.
Rather not say.
If you are not employed, do you receive a minimum $1000/month?
Prefer not to say.
I answered.
Is your pay direct deposited into your account?
Not applicable.
No, I still get paid by check.
What would you say your credit is like?
Prefer not to say.
I have not credit.
How much debt to you have?
I have not debt
Less than $10,000
$30,000 - $50,000
Prefer not to say.
$50,000 +
Less than $30,000
Do you have credit cards?
Yes, too many!
I cannot get one.
I have one or two.
I do not want one.
Do you have a car loan?
Prefer not to say.
I don’t own a car.
Do you rent or own your home?
Do you often need money for emergencies?
All the time.
Maybe once or twice a year
When you have an emergency, where do you get the money you need?
Somehow I figure it out.
I take a cash advance from my credit card.
I have savings for a rainy day.
Does not apply.
I get a payday loan.
I try getting an installment loan but I get denied.
I borrow it from mom and dad.
What type of emergencies do you typically encounter?
Car troubles.
Not sure, it varies.
Sometimes I need to make a large purchase but do not have enough money.
Injury and not enough health insurance.
Pet issues and accidents.
Not applicable.
How much do you typically need to borrow?
I never need to borrow money for anything.
Less than $2500
Less than $5000
$5000 +
Less than $1000
When you apply for a loan or credit card, do you usually get approved?
Sometimes, depends on the financial institution.
Yes, always.
Rather not say.
What’s an approval?
When you apply for a loan or credit, how do you usually apply?
Over the phone.
On the financial institutions website
I never apply for a loan.
It depends.
In-person at my bank.
On my bank’s website.
If you typically apply online, how would you rate the application process?
Does not apply.
It is long and complicated so I often do not complete it.
confusing and not very user-friendly.
do not remember.
How fast is the approval process?
Around 1 or 2 business days.
It takes forever.
It varies.
Does not apply.
It would be nice if it was instant.
Which form of credit do you prefer?
Credit cards.
Revolving loan.
Any credit is fine.
Does not apply.
No credit is good.
Installment loan
If you have ever needed a loan, have you taken out a payday loan?
I have never needed a loan
No, I would never even consider it.
Yes, I hate them.
Would an installment loan be a better choice for someone with bad credit?
No. Someone with bad credit should not be borrowing any money.
Not sure.
Yes. It will make it easier for the borrower to pay back the funds.
Is it better to have an instant online approval instead of waiting for a few days?
No. Banks should take their time to assess the risk.
Yes. At least you will know right away.
Not sure.
If you had a financial emergency today, how would you pay for it?
Take it from my savings account.
Not sure.
Sell something.
Try borrowing money.
If you could quickly get approved for an installment loan today, would you give it a try?
Not sure.
Possibly, depends if I need the cash.
No way.
This poll was created on 2017-07-08 01:52:24 by MTPLoans