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Do you need to borrow money but don't like the idea of paying it all back at once? Many people need some extra cash for emergencies or a large purchase but are unaware of the options available. If you're in a hurry to get some quick cash, researching all the different options and choices might simply be impossible. However, installment loans are quick, simple and will give you the financial flexibility that you really need. https://www.mtploans.com/
Are you currently employed?
Prefer not to say.
If you answered yes to Question 1, are you employed full-time?
It fluctuates.
Rather not say.
No, only part-time.
If you are not employed, do you receive a minimum $1000/month?
Prefer not to say.
I answered.
Is your pay direct deposited into your account?
Not applicable.
No, I still get paid by check.
What would you say your credit is like?
Prefer not to say.
I have not credit.
How much debt to you have?
$30,000 - $50,000
Prefer not to say.
$50,000 +
Less than $30,000
I have not debt
Less than $10,000
Do you have credit cards?
I do not want one.
Yes, too many!
I cannot get one.
I have one or two.
Do you have a car loan?
Prefer not to say.
I don’t own a car.
Do you rent or own your home?
Do you often need money for emergencies?
All the time.
Maybe once or twice a year
When you have an emergency, where do you get the money you need?
Does not apply.
Somehow I figure it out.
I try getting an installment loan but I get denied.
I borrow it from mom and dad.
I take a cash advance from my credit card.
I have savings for a rainy day.
I get a payday loan.
What type of emergencies do you typically encounter?
Injury and not enough health insurance.
Sometimes I need to make a large purchase but do not have enough money.
Not applicable.
Not sure, it varies.
Car troubles.
Pet issues and accidents.
How much do you typically need to borrow?
I never need to borrow money for anything.
$5000 +
Less than $1000
Less than $5000
Less than $2500
When you apply for a loan or credit card, do you usually get approved?
Sometimes, depends on the financial institution.
Rather not say.
What’s an approval?
Yes, always.
When you apply for a loan or credit, how do you usually apply?
I never apply for a loan.
On the financial institutions website
On my bank’s website.
Over the phone.
In-person at my bank.
It depends.
If you typically apply online, how would you rate the application process?
confusing and not very user-friendly.
It is long and complicated so I often do not complete it.
Does not apply.
do not remember.
How fast is the approval process?
It varies.
Does not apply.
It takes forever.
Around 1 or 2 business days.
It would be nice if it was instant.
Which form of credit do you prefer?
No credit is good.
Any credit is fine.
Does not apply.
Revolving loan.
Installment loan
Credit cards.
If you have ever needed a loan, have you taken out a payday loan?
No, I would never even consider it.
I have never needed a loan
Yes, I hate them.
Would an installment loan be a better choice for someone with bad credit?
Yes. It will make it easier for the borrower to pay back the funds.
No. Someone with bad credit should not be borrowing any money.
Not sure.
Is it better to have an instant online approval instead of waiting for a few days?
No. Banks should take their time to assess the risk.
Yes. At least you will know right away.
Not sure.
If you had a financial emergency today, how would you pay for it?
Sell something.
Try borrowing money.
Not sure.
Take it from my savings account.
If you could quickly get approved for an installment loan today, would you give it a try?
Possibly, depends if I need the cash.
Not sure.
No way.
This poll was created on 2017-07-08 01:52:24 by MTPLoans