Welcome! Sign in to access your account. New user?
ADULT: OFF HOME DIRECTORY SEARCH RANDOM POLL MAKE A POLL

GOT CREDIT?

This survey is part of a research project for CAPSTONE II at LeMoyne-Owen College to determine how individuals between the age group 18 and up feel about the use of credit reports in determing hiring and promotion decisions on the job. Participation is voluntary, all information is anonymous, and information gathered will only be used for research purposes. There are 11 short answer questions with an estimated duration of 5 to 10 minutes. Thank you for your time and participation.

Please check the appropriate age group.

8% (2) 18-29
13% (3) 26-37
26% (6) 38-49
43% (10) 50-61
8% (2) 62+

23 voters have answered this question.

Please indicate how important access to credit is to you. Check one.

78% (18) Very Important
8% (2) Important
13% (3) Moderately Important
0% (0) Not Important

23 voters have answered this question.

Do you know your credit score?

39% (9) Yes
60% (14) No

23 voters have answered this question.

In the past, how often have you requested copies of your credit report? Note: Free reports can be requested at https://www.annualcreditreport.com/cra/index.jsp This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.

73% (17) Once per year
13% (3) Two or more per year
13% (3) Never, please briefly explain why:

23 voters have answered this question.

Does your work allow access to personal financial data whether public or employee related?

26% (6) Yes
73% (17) No

23 voters have answered this question.

Do you feel potential employers should be granted access to your credit report in making a hiring decision?

8% (2) Yes, please explain
91% (21) No, please explain

23 voters have answered this question.

Do you feel employers should be granted access to your credit report in making a promotion decision?

4% (1) Yes, please explain
95% (22) No, please explain

23 voters have answered this question.

JOB sector that best fits you:

39% (9) Government (state or federal)
4% (1) Retail / Sales
21% (5) Private / Public Industry
0% (0) Financial Sector
8% (2) Medical
26% (6) Education

23 voters have answered this question.

Ethnicity (check one)

73% (17) African American or African descent
0% (0) Asian
21% (5) White / European
4% (1) Other, please add

23 voters have answered this question.

Where is your local job market? Please indicate in regard to what general US location. (example: If you live in California.... location would be Western US or west)

4% (1) North
4% (1) East
4% (1) West
47% (11) South
8% (2) North Eastern
0% (0) North Western
26% (6) South Eastern
4% (1) South Western

23 voters have answered this question.

Do you feel persons with lower credit ratings are a financial risk to companies?

4% (1) Yes, please explain
95% (22) No, please explain

23 voters have answered this question.

This poll was created on 2009-11-23 18:28:02 by Mhart
Next Poll
Back to Category