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Credit Cards

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Credit cards are ripoffs no doubt about that. What could be done to fix them?
Do you have at least one credit card?
Yes
No
Should the government set standards for credit cards?
Yes
No
Not sure
If you answered yes to the second question continue, otherwise do not answer the rest. Should a maxium be set on the interest rate?
Yes
No
Should late fees only apply if the payment is 30 days late? This would mean no charges for payments arriving 1-29 days past the due date.
Yes
No
Should the credit card companies be allowed to continue to both charge a late fee and raise your interest rate? They all do this now and it's penalizing you twice for the same thing.
Yes
No
If you pay more than the minium required payment should this give you a 0 payment required the next month? Some credit card companies already do this.
Yes
No
This poll was created on 2008-02-02 02:54:47 by Darsey